Workmen's Compensation - This policy covers injuries/death to employees during working hours as per labour law of U.A.E. When an employee is injured, disabled, or dies while on the job, the employee or their survivors are entitled to Workers' Compensation coverage benefits. Under this type of Insurance, the employer pays certain benefits such as medical care, lost wages, and rehabilitation costs.
Employer's Liability - This Insurance is usually an extension to the Workmen's Compensation Insurance, or it can also be issued as a stand-alone Policy as per Customer's requirement. Employer's Liability Insurance indemnifies employers to pay compensation which they are legally required to pay under the Common Law for personal injury or death by accident arising out of and in the course of the employment. The Policy also pays for all expenses & costs incurred in defending any claim for compensation, but with the prior consent of the Company. The Indemnity provided shall be as per the UAE Law.