Travel policy covers health, personal belongings, and the cost of your trip if anything goes wrong while you are travelling. The foremost categories of travel insurance include trip cancellation, luggage and personal effects coverage, medical coverage, death, or flight accident coverage.
The two main types of medical travel insurance policies are short-term medical and long-term medical coverage. Short-term policies secure a traveller from five days to one year, according to the policy chosen. Major medical coverage is for travellers who are planning to make longer trips extending from six months to one year or longer.