It provides for loss of income during periods when you cannot carry out business due to an unexpected event. The policy aims to put your business in the same trading situation it was before the event occurred. This usually includes robbery, fire, wind, falling substances or lightning. Be sure to read your business insurance policy documents so you know which perils your insurer helps cover.
 

Loss of Profit/Business Interruption/ Consequential Loss Policy

The above policy in different name covers same risk. It provides for loss of income during periods when you cannot carry out business as usual due to an unexpected event. The policy aims to put your business in the same trading position it was before the event occurred.