Professional Indemnity
Protect Your Expertise
Professional Liability Insurance (PLI), also known as Professional Indemnity Insurance (PII), shields professionals and businesses from the high costs of defending against client negligence claims and potential damages awarded in court.
This insurance focuses on errors, omissions, or failures in delivering services that may result in financial loss to clients. PLI coverage is not only a requirement in many industries but also a prudent choice, helping to safeguard your reputation and finances.
Having PLI provides peace of mind, ensuring your focus remains on your expertise, while you’re protected from unexpected legal costs and claims.
What Does It Cover?
- Negligence
Covers claims arising from failure to exercise the appropriate standard of care in professional services.
- Data Loss
Protects against claims related to the loss or unauthorized access to client data.
- Errors and Omissions
Covers mistakes or oversights in professional services that result in client financial loss.
- Breach of Duty
Protects against claims that arise when a professional fails to fulfill their responsibilities or obligations.
- Civil Liability
Coverage for strikes, riots, and civil commotions protects against financial losses from social unrest.
- Defamation
Protects against claims of false statements that harm a client’s reputation.
- Loss of Documents
Covers claims related to the loss or destruction of important client documents.
- Intellectual Property Infringement
Coverage for debris removal expenses helps manage cleanup costs after property loss or damage.