Protection for complex machinery and structure erection projects from start to finish.
Protection for complex machinery and structure erection projects from start to finish.
Erection All Risks (EAR) policies provide essential protection for the risks associated with the erection and installation of machinery, plants, and steel structures. This includes coverage for physical damage to contract works, equipment, and machinery, as well as liability for third-party bodily injury or property damage that may arise during these operations.
As an “All Risks” policy, it encompasses a wide range of activities related to the erection, installation, testing, and commissioning of equipment, with specific exclusions clearly outlined in the policy. EAR insurance safeguards contractors and employers against physical loss or damage to their contract works, construction equipment, and machinery, ensuring comprehensive coverage for potential damages and liabilities.
Covers unexpected physical damage to project assets.
Provides protection from losses due to fire, storms, floods, earthquakes, and similar events.
Safeguards against damages from collapse, collisions, and impact-related incidents.
Covers losses from burglary, theft, and intentional property damage.
Protects against damage from riots, strikes, landslides, and civil disruptions.
Excludes losses or damages resulting from defective or flawed design specifications.
Excludes damages arising from inferior materials, casting defects, or poor workmanship quality.
Excludes losses due to breakdowns or malfunctions of erection-related machinery.
Excludes coverage for indirect losses, including penalties, performance shortfalls, or contract breaches.
No coverage for damages due to war, civil unrest, nuclear radiation, or contamination events.
Covers accidental injuries or fatalities affecting third parties
Protects against unintentional damage to third-party assets during project activities.
We believe insurance is about trust, clarity, and long-term protection—not confusion or fine print.
