Protect Your Business and Employees
Employers Liability insurance offers critical coverage for businesses in case an employee files a compensation claim for an injury or illness caused by their work. This protection ensures that your organization is prepared to handle legal, compensation, and medical expenses if such incidents occur.
With Employers Liability insurance, both you and your team gain peace of mind, knowing that your business is protected from unforeseen financial impacts arising from workplace-related claims.
What Does It Cover?
Third-Party Lawsuits
Covers claims from third parties indirectly affected by a workplace incident, such as a manufacturer seeking compensation from an employer.
Loss of Consortium
Protects against claims from family members seeking compensation for the absence or reduced support of an injured or deceased employee.
Consequential Bodily Injury
Provides coverage for claims by non-employees who experience harm due to an employee’s injury, like a spouse facing health issues while providing care.
Dual-Capacity Lawsuits
Covers claims where an employee sues the employer in multiple roles, such as both employer and property owner, in case of workplace-related injury.
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